:root {
    --azul: #1B3A6B;
    --azul-mid: #24508F;
    --verde: #2E7D32;
    --verde-light: #43A047;
    --dorado: #C8922A;
    --dorado-light: #F5A623;
    --blanco: #FFFFFF;
    --gris-claro: #F4F6F9;
    --gris-texto: #5A6478;
    --texto: #1A2035;
  }

  *, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

  html { scroll-behavior: smooth; }

  body {
    font-family: 'DM Sans', sans-serif;
    color: var(--texto);
    background: var(--blanco);
    overflow-x: hidden;
  }

  /* ─── NAVBAR ─── */
  nav {
    position: fixed; top: 0; left: 0; right: 0; z-index: 100;
    display: flex; align-items: center; justify-content: space-between;
    padding: 12px 6%;
    background: #FFFFFF;
    backdrop-filter: blur(12px);
    box-shadow: 0 2px 20px rgba(0,0,0,0.10);
    border-bottom: 1px solid #E8ECF2;
  }
  .nav-logo {
    display: flex; align-items: center; gap: 10px;
    text-decoration: none;
  }
  .nav-logo-icon {
    width: 38px; height: 38px;
  }
  .nav-logo-text {
    font-family: 'Playfair Display', serif;
    font-size: 1.5rem; font-weight: 700;
    color: var(--blanco);
    letter-spacing: -0.5px;
  }
  .nav-logo-text span { color: var(--dorado-light); }
  .nav-links {
    display: none; gap: 32px; list-style: none;
  }
  .nav-links a {
    color: var(--azul);
    text-decoration: none;
    font-size: 0.9rem; font-weight: 500;
    transition: color 0.2s;
    letter-spacing: 0.3px;
  }
  .nav-links a:hover { color: var(--dorado); }
  .nav-cta {
    background: var(--dorado);
    color: white !important;
    padding: 9px 22px;
    border-radius: 6px;
    font-weight: 600 !important;
    transition: background 0.2s, transform 0.15s !important;
  }
  .nav-cta:hover { background: var(--dorado-light) !important; transform: translateY(-1px); }

  /* ─── HERO ─── */
  .hero {
    min-height: 100vh;
    display: flex; align-items: center;
    position: relative; overflow: hidden;
    padding: 120px 6% 80px;
  }
  .hero-carousel { position: absolute; inset: 0; z-index: 0; }
  .hero-slide {
    position: absolute; inset: 0;
    background-size: cover; background-position: center;
    opacity: 0; transition: opacity 1.2s ease;
  }
  .hero-slide.active { opacity: 1; }
  .hero-slide::after {
    content: ''; position: absolute; inset: 0;
    background: linear-gradient(135deg, rgba(10,28,60,0.88) 0%, rgba(27,58,107,0.82) 55%, rgba(15,50,35,0.80) 100%);
  }
  .carousel-dots {
    position: absolute; bottom: 28px; left: 50%; transform: translateX(-50%);
    display: flex; gap: 8px; z-index: 3;
  }
  .carousel-dot {
    width: 8px; height: 8px; border-radius: 50%;
    background: rgba(255,255,255,0.35); cursor: pointer;
    transition: all 0.3s; border: none;
  }
  .carousel-dot.active { background: var(--dorado-light); width: 24px; border-radius: 4px; }
  .hero-grid {
    display: grid; grid-template-columns: 1fr 1fr;
    gap: 60px; align-items: center;
    max-width: 1200px; margin: 0 auto; width: 100%;
    position: relative; z-index: 2;
  }
  .hero-bg-circle, .hero-line { z-index: 1; }
  .hero-eyebrow {
    display: inline-flex; align-items: center; gap: 8px;
    background: rgba(200,146,42,0.18);
    border: 1px solid rgba(200,146,42,0.4);
    color: var(--dorado-light);
    padding: 6px 16px; border-radius: 30px;
    font-size: 0.78rem; font-weight: 600;
    letter-spacing: 1.5px; text-transform: uppercase;
    margin-bottom: 28px;
  }
  .hero-eyebrow::before {
    content: '';
    width: 6px; height: 6px;
    background: var(--dorado-light);
    border-radius: 50%;
    display: inline-block;
  }
  .hero h1 {
    font-family: 'Playfair Display', serif;
    font-size: clamp(2.6rem, 4.5vw, 3.8rem);
    font-weight: 900;
    color: var(--blanco);
    line-height: 1.1;
    letter-spacing: -1px;
    margin-bottom: 24px;
  }
  .hero h1 em {
    font-style: normal;
    color: var(--dorado-light);
    position: relative;
  }
  .hero h1 em::after {
    content: '';
    position: absolute;
    bottom: 2px; left: 0; right: 0;
    height: 3px;
    background: linear-gradient(90deg, var(--dorado), transparent);
    border-radius: 2px;
  }
  .hero-sub {
    font-size: 1.08rem;
    color: rgba(255,255,255,0.72);
    line-height: 1.7;
    max-width: 480px;
    margin-bottom: 40px;
    font-weight: 300;
  }
  .hero-sub strong {
    color: rgba(255,255,255,0.95);
    font-weight: 500;
  }
  @media (max-width: 600px) {
    .hero-actions {
      gap: 10px;
    }
    .btn-whatsapp, .btn-primary {
      padding: 11px 16px !important;
      font-size: 0.82rem !important;
      gap: 6px !important;
    }
    .btn-whatsapp svg, .btn-primary svg {
      width: 15px !important; height: 15px !important;
    }
    .btn-vcf {
      padding: 11px 16px !important;
      font-size: 0.82rem !important;
      gap: 6px !important;
    }
    .btn-secondary {
      font-size: 0.82rem !important;
    }
  }
  .hero-actions {
    display: flex; gap: 16px; flex-wrap: wrap; align-items: center;
  }
  .btn-primary {
    display: inline-flex; align-items: center; gap: 8px;
    background: var(--dorado);
    color: white;
    padding: 15px 32px;
    border-radius: 8px;
    font-size: 1rem; font-weight: 600;
    text-decoration: none;
    transition: all 0.25s;
    box-shadow: 0 4px 20px rgba(200,146,42,0.4);
    letter-spacing: 0.2px;
  }
  .btn-primary:hover {
    background: var(--dorado-light);
    transform: translateY(-2px);
    box-shadow: 0 8px 30px rgba(200,146,42,0.5);
  }

  .btn-whatsapp {
    display: inline-flex; align-items: center; gap: 8px;
    background: #25D366;
    color: white;
    padding: 15px 28px;
    border-radius: 8px;
    font-size: 1rem; font-weight: 600;
    text-decoration: none;
    transition: all 0.25s;
    box-shadow: 0 4px 20px rgba(37,211,102,0.35);
    letter-spacing: 0.2px;
  }
  .btn-whatsapp:hover {
    background: #1ebe5d;
    transform: translateY(-2px);
    box-shadow: 0 8px 30px rgba(37,211,102,0.45);
  }
  .btn-secondary {
    display: inline-flex; align-items: center; gap: 8px;
    color: rgba(255,255,255,0.85);
    font-size: 0.95rem; font-weight: 500;
    text-decoration: none;
    padding: 14px 4px;
    border-bottom: 1px solid rgba(255,255,255,0.3);
    transition: all 0.2s;
    letter-spacing: 0.2px;
  }
  .btn-secondary:hover {
    color: white;
    border-color: white;
  }
  .hero-trust {
    display: flex; align-items: center; gap: 12px;
    margin-top: 40px;
  }
  .trust-avatars {
    display: flex;
  }
  .trust-avatar {
    width: 34px; height: 34px;
    border-radius: 50%;
    border: 2px solid rgba(255,255,255,0.3);
    margin-left: -8px;
    background: linear-gradient(135deg, #2E7D32, #43A047);
    display: flex; align-items: center; justify-content: center;
    font-size: 0.7rem; font-weight: 700; color: white;
  }
  .trust-avatar:first-child { margin-left: 0; background: linear-gradient(135deg, #1565C0, #1E88E5); }
  .trust-avatar:nth-child(3) { background: linear-gradient(135deg, #6A1B9A, #8E24AA); }
  .trust-text {
    font-size: 0.82rem;
    color: rgba(255,255,255,0.65);
    line-height: 1.4;
  }
  .trust-text strong { color: rgba(255,255,255,0.9); display: block; }

  /* Hero visual */
  .hero-visual {
    display: flex; justify-content: center; align-items: center;
    position: relative;
  }
  .hero-card {
    background: rgba(255,255,255,0.07);
    border: 1px solid rgba(255,255,255,0.12);
    border-radius: 20px;
    padding: 32px;
    backdrop-filter: blur(20px);
    width: 100%; max-width: 400px;
    box-shadow: 0 30px 80px rgba(0,0,0,0.3);
    position: relative;
  }
  .hero-card-header {
    display: flex; align-items: center; gap: 12px;
    margin-bottom: 28px;
    padding-bottom: 20px;
    border-bottom: 1px solid rgba(255,255,255,0.1);
  }
  .card-avatar {
    width: 44px; height: 44px;
    border-radius: 50%;
    background: linear-gradient(135deg, var(--dorado), var(--dorado-light));
    display: flex; align-items: center; justify-content: center;
    font-size: 1.1rem; font-weight: 800; color: white;
  }
  .card-name { color: white; font-weight: 600; font-size: 0.95rem; }
  .card-sub { color: rgba(255,255,255,0.5); font-size: 0.78rem; }
  .card-badge {
    margin-left: auto;
    background: rgba(46,125,50,0.3);
    border: 1px solid rgba(67,160,71,0.5);
    color: #81C784;
    padding: 4px 10px; border-radius: 20px;
    font-size: 0.72rem; font-weight: 600;
  }
  .card-metric {
    margin-bottom: 20px;
  }
  .card-metric-label {
    color: rgba(255,255,255,0.45);
    font-size: 0.75rem; text-transform: uppercase;
    letter-spacing: 1px; margin-bottom: 4px;
  }
  .card-metric-value {
    font-family: 'Playfair Display', serif;
    font-size: 2rem; font-weight: 700;
    color: var(--dorado-light);
    line-height: 1;
  }
  .card-metric-note {
    color: rgba(255,255,255,0.4);
    font-size: 0.72rem; margin-top: 2px;
  }
  .card-progress {
    margin: 20px 0;
  }
  .progress-label {
    display: flex; justify-content: space-between;
    color: rgba(255,255,255,0.55); font-size: 0.78rem;
    margin-bottom: 8px;
  }
  .progress-bar {
    height: 8px; background: rgba(255,255,255,0.1);
    border-radius: 4px; overflow: hidden;
  }
  .progress-fill {
    height: 100%;
    background: linear-gradient(90deg, var(--verde-light), var(--dorado-light));
    border-radius: 4px;
    width: 84%;
    transition: width 1.5s ease;
  }
  .card-row {
    display: flex; justify-content: space-between;
    padding: 10px 0;
    border-bottom: 1px solid rgba(255,255,255,0.06);
  }
  .card-row:last-child { border-bottom: none; }
  .card-row-label { color: rgba(255,255,255,0.45); font-size: 0.8rem; }
  .card-row-val { color: white; font-size: 0.85rem; font-weight: 500; }
  .card-row-val.green { color: #81C784; }
  .card-row-val.gold { color: var(--dorado-light); }

  /* Floating badge */
  .hero-badge-float {
    position: absolute;
    top: -18px; right: -18px;
    background: white;
    border-radius: 14px;
    padding: 12px 16px;
    box-shadow: 0 10px 40px rgba(0,0,0,0.25);
    display: flex; align-items: center; gap: 10px;
    min-width: 160px;
  }
  .badge-icon {
    width: 36px; height: 36px;
    background: linear-gradient(135deg, var(--verde), var(--verde-light));
    border-radius: 10px;
    display: flex; align-items: center; justify-content: center;
    font-size: 1rem;
  }
  .badge-text { font-size: 0.75rem; line-height: 1.3; }
  .badge-text strong { display: block; color: var(--texto); font-size: 0.85rem; }
  .badge-text span { color: var(--gris-texto); }

  /* BG decoration */
  .hero-bg-circle {
    position: absolute;
    border-radius: 50%;
    opacity: 0.06;
    background: white;
  }
  .hero-bg-circle.c1 { width: 500px; height: 500px; top: -100px; right: -100px; }
  .hero-bg-circle.c2 { width: 300px; height: 300px; bottom: -80px; left: 30%; }
  .hero-line {
    position: absolute;
    top: 0; bottom: 0; left: 50%;
    width: 1px;
    background: linear-gradient(to bottom, transparent, rgba(255,255,255,0.08), transparent);
  }

  /* ─── SECCIÓN: DOLOR ─── */
  .seccion {
    padding: 100px 6%;
  }
  .seccion-inner {
    max-width: 1200px; margin: 0 auto;
  }
  .seccion-tag {
    display: inline-block;
    font-size: 0.75rem; font-weight: 600;
    text-transform: uppercase; letter-spacing: 1.8px;
    color: var(--dorado);
    margin-bottom: 16px;
  }
  .seccion-titulo {
    font-family: 'Playfair Display', serif;
    font-size: clamp(1.9rem, 3.5vw, 2.8rem);
    font-weight: 700;
    color: var(--azul);
    line-height: 1.2;
    margin-bottom: 16px;
    max-width: 640px;
  }
  .seccion-sub {
    font-size: 1.05rem;
    color: var(--gris-texto);
    line-height: 1.7;
    max-width: 580px;
    margin-bottom: 60px;
    font-weight: 300;
  }
  .dolor-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 28px;
  }
  .dolor-card {
    background: rgba(255,255,255,0.06);
    border-radius: 16px;
    padding: 36px 30px;
    border: 1px solid rgba(255,255,255,0.12); backdrop-filter:blur(10px);
    position: relative;
    overflow: hidden;
    transition: transform 0.3s, box-shadow 0.3s;
  }
  .dolor-card:hover {
    transform: translateY(-6px);
    box-shadow: 0 20px 50px rgba(27,58,107,0.1);
  }
  .dolor-card::before {
    content: '';
    position: absolute;
    top: 0; left: 0; right: 0;
    height: 4px;
    background: linear-gradient(90deg, var(--dorado), var(--dorado-light));
  }
  .dolor-num {
    font-family: 'Playfair Display', serif;
    font-size: 3.5rem; font-weight: 900;
    color: var(--dorado-light);
    text-shadow: 0 0 30px rgba(245,166,35,0.4);
    line-height: 1;
    margin-bottom: 16px;
  }
  .dolor-icon {
    font-size: 2rem; margin-bottom: 16px; display: block;
  }
  .dolor-card h3 {
    font-size: 1.15rem; font-weight: 600;
    color: white;
    margin-bottom: 12px;
    line-height: 1.3;
  }
  .dolor-card p {
    font-size: 0.92rem;
    color: rgba(255,255,255,0.6);
    line-height: 1.7;
  }

  /* ─── CÓMO FUNCIONA ─── */
  .como-bg {
    padding: 100px 6%;
  }
  .como-inner {
    max-width: 1100px; margin: 0 auto;
  }
  .como-bg .seccion-tag { color: var(--dorado-light); }
  .como-bg .seccion-titulo { color: white; }
  .como-bg .seccion-sub { color: rgba(255,255,255,0.6); }
  .pasos {
    display: grid; grid-template-columns: repeat(3, 1fr);
    gap: 0;
    position: relative;
  }
  .pasos::before {
    content: '';
    position: absolute;
    top: 40px; left: calc(33.33% / 2); right: calc(33.33% / 2);
    height: 2px;
    background: linear-gradient(90deg, rgba(255,255,255,0.1), rgba(245,166,35,0.4), rgba(255,255,255,0.1));
    z-index: 0;
  }
  .paso {
    text-align: center;
    padding: 0 30px;
    position: relative; z-index: 1;
  }
  .paso-num {
    width: 90px; height: 90px;
    border-radius: 50%;
    background: var(--dorado);
    border: 3px solid var(--dorado-light);
    display: flex; align-items: center; justify-content: center;
    margin: 0 auto 28px;
    font-family: 'Playfair Display', serif;
    font-size: 2.2rem; font-weight: 900;
    color: white;
    position: relative;
    box-shadow: 0 6px 20px rgba(200,146,42,0.45);
    transition: all 0.3s;
  }
  .paso:hover .paso-num {
    background: rgba(200,146,42,0.2);
    border-color: var(--dorado);
    transform: scale(1.05);
  }
  .paso h3 {
    font-size: 1.1rem; font-weight: 600;
    color: white;
    margin-bottom: 12px;
  }
  .paso p {
    font-size: 0.9rem;
    color: rgba(255,255,255,0.55);
    line-height: 1.7;
  }
  .paso-emoji { font-size: 1.5rem; display: block; margin-bottom: 10px; }

  /* ─── QUÉ OBTIENES ─── */
  .beneficios-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
    gap: 24px;
  }
  .beneficio-card {
    background: linear-gradient(135deg, #E8F5E9, #F1F8E9);
    border: 1px solid #C8E6C9;
    border-radius: 14px;
    padding: 28px 24px;
    transition: all 0.3s;
    position: relative;
    overflow: hidden;
  }
  .beneficio-card::after {
    content: '';
    position: absolute;
    bottom: 0; left: 0; right: 0;
    height: 3px;
    background: linear-gradient(90deg, var(--verde), var(--dorado));
    transform: scaleX(0);
    transition: transform 0.3s;
    transform-origin: left;
  }
  .beneficio-card:hover { transform: translateY(-4px); box-shadow: 0 12px 40px rgba(46,125,50,0.18); }
  .beneficio-card:hover::after { transform: scaleX(1); }
  .ben-icon {
    width: 52px; height: 52px;
    border-radius: 12px;
    background: rgba(46,125,50,0.15);
    display: flex; align-items: center; justify-content: center;
    font-size: 1.4rem;
    margin-bottom: 18px;
  }
  .beneficio-card h3 { font-size: 1rem; font-weight: 600; color: var(--verde); margin-bottom: 8px; }
  .beneficio-card p { font-size: 0.87rem; color: #2E5C30; line-height: 1.6; }

  /* ─── PREVIEW REPORTE ─── */
  .preview-bg {
    background: linear-gradient(135deg, #F0F4FF 0%, #E8F5E9 100%);
    padding: 100px 6%;
  }
  .preview-grid {
    display: grid; grid-template-columns: 1fr 1fr;
    gap: 70px; align-items: center;
    max-width: 1200px; margin: 0 auto;
  }
  .preview-mock {
    background: white;
    border-radius: 20px;
    padding: 32px;
    box-shadow: 0 20px 60px rgba(27,58,107,0.12);
    border: 1px solid #E0E7FF;
  }
  .mock-header {
    display: flex; align-items: center; gap: 12px;
    padding-bottom: 20px;
    border-bottom: 2px solid var(--azul);
    margin-bottom: 24px;
  }
  .mock-logo-text {
    font-family: 'Playfair Display', serif;
    font-size: 1.1rem; font-weight: 700; color: var(--azul);
  }
  .mock-fecha { margin-left: auto; font-size: 0.78rem; color: var(--gris-texto); }
  .mock-pension-hero {
    text-align: center;
    background: linear-gradient(135deg, rgba(10,28,60,0.95), rgba(36,80,143,0.92)), url('./imagenes/pensionados-felices-3.webp') center/cover no-repeat;
    border-radius: 14px;
    padding: 28px;
    margin-bottom: 20px;
  }
  .mock-pension-label { font-size: 0.75rem; color: rgba(255,255,255,0.6); letter-spacing: 1px; text-transform: uppercase; margin-bottom: 8px; }
  .mock-pension-val {
    font-family: 'Playfair Display', serif;
    font-size: 2.2rem; font-weight: 900;
    color: var(--dorado-light);
    letter-spacing: -1px;
  }
  .mock-pension-sub { font-size: 0.8rem; color: rgba(255,255,255,0.5); margin-top: 4px; }
  .mock-stats {
    display: grid; grid-template-columns: repeat(3, 1fr);
    gap: 12px; margin-bottom: 20px;
  }
  .mock-stat {
    text-align: center;
    background: var(--gris-claro);
    border-radius: 10px;
    padding: 14px 8px;
  }
  .mock-stat-val { font-size: 1rem; font-weight: 700; color: var(--azul); }
  .mock-stat-lab { font-size: 0.68rem; color: var(--gris-texto); margin-top: 2px; }
  .mock-indice {
    background: linear-gradient(90deg, #E8F5E9, #F1F8E9);
    border: 1px solid #C8E6C9;
    border-radius: 10px;
    padding: 14px 16px;
    display: flex; align-items: center; justify-content: space-between;
  }
  .mock-indice-label { font-size: 0.82rem; color: var(--verde); font-weight: 600; }
  .mock-indice-val {
    font-family: 'Playfair Display', serif;
    font-size: 1.4rem; font-weight: 700; color: var(--verde);
  }

  .preview-copy .seccion-titulo { max-width: 100%; }
  .preview-copy .seccion-sub { max-width: 100%; }
  .features-list {
    list-style: none;
    display: flex; flex-direction: column; gap: 16px;
  }
  .features-list li {
    display: flex; align-items: flex-start; gap: 14px;
    font-size: 0.95rem; color: var(--gris-texto); line-height: 1.6;
  }
  .feat-check {
    width: 24px; height: 24px; flex-shrink: 0;
    background: linear-gradient(135deg, var(--verde), var(--verde-light));
    border-radius: 50%;
    display: flex; align-items: center; justify-content: center;
    color: white; font-size: 0.7rem; font-weight: 700;
    margin-top: 1px;
  }
  .features-list li strong { color: var(--azul); }

  /* ─── PARA QUIÉN ─── */
  .perfiles-grid {
    display: grid; grid-template-columns: repeat(3, 1fr);
    gap: 28px;
  }
  .perfil-card {
    border-radius: 20px;
    padding: 40px 32px;
    position: relative;
    overflow: hidden;
    transition: transform 0.3s, box-shadow 0.3s;
  }
  .perfil-card:hover { transform: translateY(-6px); box-shadow: 0 20px 50px rgba(0,0,0,0.12); }
  .perfil-card.azul { background: var(--azul); }
  .perfil-card.verde { background: var(--verde); }
  .perfil-card.dorado { background: linear-gradient(135deg, #5D3A00, #7B4F00); }
  .perfil-emoji { font-size: 2.5rem; margin-bottom: 20px; display: block; }
  .perfil-card h3 { font-size: 1.15rem; font-weight: 700; color: white; margin-bottom: 12px; }
  .perfil-card p { font-size: 0.9rem; color: rgba(255,255,255,0.65); line-height: 1.7; margin-bottom: 20px; }
  .perfil-tag {
    display: inline-block;
    background: rgba(255,255,255,0.12);
    color: rgba(255,255,255,0.9);
    padding: 5px 12px; border-radius: 20px;
    font-size: 0.75rem; font-weight: 500;
  }

  /* ─── TESTIMONIOS ─── */
  .testimonios-bg { background: var(--gris-claro); padding: 100px 6%; }
  .testimonios-grid {
    display: grid; grid-template-columns: repeat(3, 1fr);
    gap: 28px;
  }
  .testimonio-card {
    background: white;
    border-radius: 16px;
    padding: 32px;
    border: 1px solid #E8ECF2;
    position: relative;
    transition: all 0.3s;
  }
  .testimonio-card:hover { transform: translateY(-4px); box-shadow: 0 12px 40px rgba(27,58,107,0.1); }
  .testimonio-quote {
    font-size: 3rem; line-height: 0.8;
    color: var(--dorado-light);
    font-family: 'Playfair Display', serif;
    margin-bottom: 16px;
    display: block;
  }
  .testimonio-card p {
    font-size: 0.95rem;
    color: var(--gris-texto);
    line-height: 1.7;
    margin-bottom: 24px;
    font-style: italic;
  }
  .testimonio-autor {
    display: flex; align-items: center; gap: 12px;
  }
  .testimonio-avatar {
    width: 44px; height: 44px;
    border-radius: 50%;
    display: flex; align-items: center; justify-content: center;
    font-size: 0.9rem; font-weight: 700; color: white;
  }
  .testimonio-nombre { font-weight: 600; color: var(--azul); font-size: 0.9rem; }
  .testimonio-rol { font-size: 0.78rem; color: var(--gris-texto); }
  .stars { color: var(--dorado-light); font-size: 0.85rem; margin-bottom: 14px; }

  /* ─── PRECIOS ─── */
  .precios-grid {
    display: grid;
    grid-template-columns: 1fr;
    gap: 28px; max-width: 520px; margin: 0 auto;
  }
  .precios-grid-dos {
    grid-template-columns: 1fr 1fr;
    max-width: 900px;
  }
  .precio-descuento-banner {
    text-align: center; margin-bottom: 32px;
    background: linear-gradient(135deg, #C8922A, #F5A623);
    border-radius: 12px; padding: 14px 28px;
    max-width: 520px; margin: 0 auto 32px;
  }
  .precio-descuento-banner p {
    color: white; font-weight: 700; font-size: 0.95rem; margin: 0;
    letter-spacing: 0.3px;
  }
  .precio-tachado {
    text-decoration: line-through;
    color: rgba(255,255,255,0.6);
    font-size: 1.4rem;
    margin-right: 10px;
  }
  .precio-nuevo {
    font-size: 1.8rem; font-weight: 900; color: white;
  }
  .precio-card {
    border-radius: 20px;
    padding: 40px 36px;
    position: relative;
    border: 2px solid #E8ECF2;
    transition: all 0.3s;
    background: white;
  }
  .precio-card:hover { transform: translateY(-4px); }
  .precio-card.destacado {
    background: linear-gradient(135deg, rgba(10,28,60,0.97) 0%, rgba(27,58,107,0.97) 60%, rgba(15,50,35,0.95) 100%),
                url('./imagenes/pensionados-felices-3.webp') center/cover no-repeat;
    border-color: rgba(245,166,35,0.4);
    box-shadow: 0 20px 60px rgba(27,58,107,0.4);
    transform: scale(1.03);
  }
  .precio-card.destacado:hover { transform: scale(1.03) translateY(-4px); }
  .precio-badge {
    position: absolute; top: -14px; left: 50%; transform: translateX(-50%);
    background: var(--dorado);
    color: white; padding: 5px 18px;
    border-radius: 20px; font-size: 0.75rem; font-weight: 700;
    text-transform: uppercase; letter-spacing: 1px;
    white-space: nowrap;
  }
  .precio-plan {
    font-size: 0.8rem; font-weight: 600;
    text-transform: uppercase; letter-spacing: 2px;
    color: var(--gris-texto); margin-bottom: 8px;
  }
  .precio-card.destacado .precio-plan { color: rgba(255,255,255,0.55); }
  .precio-valor {
    font-family: 'Playfair Display', serif;
    font-size: 2.8rem; font-weight: 900;
    color: var(--azul); line-height: 1;
    margin-bottom: 4px;
  }
  .precio-card.destacado .precio-valor { color: var(--dorado-light); }
  .precio-moneda { font-size: 1.2rem; vertical-align: top; margin-top: 8px; display: inline-block; }
  .precio-periodo { font-size: 0.85rem; color: var(--gris-texto); margin-bottom: 28px; }
  .precio-card.destacado .precio-periodo { color: rgba(255,255,255,0.5); }
  .precio-desc { font-size: 0.95rem; color: var(--gris-texto); line-height: 1.6; margin-bottom: 28px; font-weight: 300; }
  .precio-card.destacado .precio-desc { color: rgba(255,255,255,0.7); }
  .precio-features { list-style: none; display: flex; flex-direction: column; gap: 12px; margin-bottom: 32px; }
  .precio-features li { display: flex; gap: 10px; align-items: center; font-size: 0.88rem; color: var(--gris-texto); }
  .precio-card.destacado .precio-features li { color: rgba(255,255,255,0.8); }
  .precio-features li::before { content: '✓'; font-weight: 800; color: var(--verde-light); flex-shrink: 0; }
  .precio-card.destacado .precio-features li::before { color: #81C784; }
  .btn-precio {
    display: block; text-align: center;
    padding: 14px; border-radius: 10px;
    font-weight: 600; font-size: 0.95rem;
    text-decoration: none; transition: all 0.25s;
  }
  .btn-precio.outline {
    border: 2px solid var(--azul); color: var(--azul);
  }
  .btn-precio.outline:hover { background: var(--azul); color: white; }
  .btn-precio.solid {
    background: var(--dorado); color: white;
    box-shadow: 0 6px 20px rgba(200,146,42,0.4);
  }
  .btn-precio.solid:hover { background: var(--dorado-light); transform: translateY(-1px); }

  /* ─── FAQ ─── */
  .faq-bg { background: var(--gris-claro); padding: 100px 6%; }
  .faq-inner { max-width: 760px; margin: 0 auto; }
  .faq-list { display: flex; flex-direction: column; gap: 12px; }
  .faq-item {
    background: white;
    border-radius: 12px;
    border: 1px solid #E8ECF2;
    overflow: hidden;
  }
  .faq-q {
    display: flex; align-items: center; justify-content: space-between;
    padding: 20px 24px;
    cursor: pointer;
    font-weight: 600; font-size: 0.95rem; color: var(--azul);
    transition: background 0.2s;
  }
  .faq-q:hover { background: #F8FAFF; }
  .faq-arrow {
    width: 28px; height: 28px; flex-shrink: 0;
    background: var(--gris-claro);
    border-radius: 50%;
    display: flex; align-items: center; justify-content: center;
    font-size: 0.85rem;
    transition: transform 0.3s, background 0.2s;
    color: var(--azul);
  }
  .faq-item.open .faq-arrow { transform: rotate(180deg); background: var(--azul); color: white; }
  .faq-a {
    padding: 0 24px;
    max-height: 0; overflow: hidden;
    transition: max-height 0.35s ease, padding 0.35s ease;
    font-size: 0.9rem; color: var(--gris-texto); line-height: 1.7;
  }
  .faq-item.open .faq-a { max-height: 200px; padding: 0 24px 20px; }

  /* ─── CTA FINAL ─── */
  .cta-final {
    min-height: 70vh;
    display: flex;
    align-items: center;
    padding: 100px 6%;
    text-align: center;
    position: relative; overflow: hidden;
  }
  
  
  .cta-inner { position: relative; z-index: 2; max-width: 680px; margin: 0 auto; }
  .cta-final h2 {
    font-family: 'Playfair Display', serif;
    font-size: clamp(2rem, 4vw, 3rem);
    font-weight: 900; color: white;
    line-height: 1.15; margin-bottom: 20px;
    letter-spacing: -0.5px;
  }
  .cta-final h2 span { color: var(--dorado-light); }
  .cta-final p { color: rgba(255,255,255,0.6); font-size: 1.05rem; line-height: 1.7; margin-bottom: 44px; font-weight: 300; }
  .cta-garantia-disabled {
    margin-top: 24px;
    font-size: 0.82rem;
    color: rgba(255,255,255,0.4);
  }
  .cta-garantia span { color: rgba(255,255,255,0.6); }

  /* ─── FOOTER ─── */
  footer {
    background: #0A1628; /* unchanged — pie de página */
    padding: 60px 6% 36px;
    color: rgba(255,255,255,0.45);
    font-size: 0.85rem;
  }
  .footer-inner { max-width: 1200px; margin: 0 auto; }
  .footer-top {
    display: flex; justify-content: space-between; align-items: flex-start;
    padding-bottom: 40px;
    border-bottom: 1px solid rgba(255,255,255,0.08);
    margin-bottom: 32px;
    gap: 40px; flex-wrap: wrap;
  }
  .footer-brand .nav-logo-text { font-size: 1.3rem; }
  .footer-tagline { color: rgba(255,255,255,0.35); font-size: 0.8rem; margin-top: 6px; font-style: italic; }
  .footer-links { display: flex; gap: 28px; }
  .footer-links a { color: rgba(255,255,255,0.45); text-decoration: none; transition: color 0.2s; }
  .footer-links a:hover { color: rgba(255,255,255,0.8); }
  .footer-bottom {
    display: flex; justify-content: space-between; align-items: center;
    flex-wrap: wrap; gap: 12px;
  }
  .footer-legal {
    font-size: 0.78rem;
    color: rgba(255,255,255,0.3);
    max-width: 600px;
    line-height: 1.6;
  }

  /* ─── REVEAL ANIMATION ─── */
  .reveal {
    opacity: 0; transform: translateY(30px);
    transition: opacity 0.7s ease, transform 0.7s ease;
  }
  .reveal.visible { opacity: 1; transform: translateY(0); }
  .reveal-delay-1 { transition-delay: 0.1s; }
  .reveal-delay-2 { transition-delay: 0.2s; }
  .reveal-delay-3 { transition-delay: 0.3s; }
  .reveal-delay-4 { transition-delay: 0.4s; }

  /* ─── RESPONSIVE ─── */
  @media (max-width: 900px) {
    .hero-grid { grid-template-columns: 1fr; }
    .hero-visual { display: none; }
    .dolor-grid, .pasos, .perfiles-grid, .testimonios-grid { grid-template-columns: 1fr; }
    .preview-grid { grid-template-columns: 1fr; }
    .precios-grid { grid-template-columns: 1fr; max-width: 420px; }
    .precios-grid-dos { grid-template-columns: 1fr; max-width: 420px; }
    .precio-card.destacado { transform: none; }
    .nav-links { display: none; flex-direction: column; gap: 0; }
    .nav-links.open {
      display: flex;
      position: fixed; top: 110px; left: 0; right: 0;
      background: white;
      box-shadow: 0 8px 24px rgba(0,0,0,0.12);
      padding: 16px 0;
      z-index: 99;
    }
    .nav-links.open li { border-bottom: 1px solid #F0F2F5; }
    .nav-links.open li a {
      display: block; padding: 14px 28px;
      font-size: 1rem; color: var(--azul);
    }
    .nav-links.open .nav-cta {
      margin: 12px 28px 4px;
      text-align: center;
      border-radius: 8px;
      padding: 12px 20px !important;
    }
    .nav-hamburger { display: flex; }
    .pasos::before { display: none; }
  }
  @media (max-width: 600px) {
    .seccion { padding: 70px 5%; }
    nav { padding: 12px 5%; }
    #wa-fab { bottom: 20px; left: 16px; }
    #sim-fab { bottom: 20px; right: 16px; }
    #wa-fab a { padding: 10px 14px; font-size: 0.78rem; gap: 6px; }
    #wa-fab a svg { width: 16px; height: 16px; }
    #sim-fab button { padding: 10px 14px; font-size: 0.78rem; gap: 6px; }
    #sim-fab button svg { width: 16px; height: 16px; }
  }

  /* ─── FONDO HERO REUTILIZABLE ─── */
  .hero-bg-section {
    position: relative;
  }
  .hero-bg-section::before {
    content: '';
    position: absolute; inset: 0; z-index: 0;
    background: url('./imagenes/Analisis-financiero.webp') center/cover no-repeat;
    background-attachment: fixed;
  }
  .hero-bg-section::after {
    content: '';
    position: absolute; inset: 0; z-index: 1;
  }
  .hero-bg-section > * { position: relative; z-index: 2; }

  /* Overlay específico por sección */
  .hero-bg-section.overlay-azul::after {
    background: linear-gradient(135deg, rgba(10,28,60,0.92) 0%, rgba(27,58,107,0.88) 60%, rgba(15,50,35,0.85) 100%);
  }
  .hero-bg-section.overlay-oscuro::after {
    background: linear-gradient(to bottom, rgba(0,0,0,0.55) 0%, rgba(0,0,0,0.3) 50%, rgba(0,0,0,0.55) 100%);
  }

  /* ─── HAMBURGER MENU ─── */
  .nav-hamburger {
    display: flex;
    flex-direction: column;
    gap: 5px;
    background: none;
    border: none;
    cursor: pointer;
    padding: 6px;
  }
  /* Ocultar links por defecto, mostrar solo en desktop */
  @media (min-width: 901px) {
    .nav-hamburger { display: none; }
    .nav-links { display: flex !important; flex-direction: row; gap: 32px; }
  }

  /* ─── FABs pequeños por defecto (móvil) ─── */
  #wa-fab { bottom: 16px; left: 16px; }
  #sim-fab { bottom: 16px; right: 16px; }
  #wa-fab a { padding: 10px 14px; font-size: 0.78rem; gap: 6px; }
  #wa-fab a svg { width: 16px; height: 16px; }
  #sim-fab button { padding: 10px 14px; font-size: 0.78rem; gap: 6px; }
  #sim-fab button svg { width: 16px; height: 16px; }

  /* FABs grandes solo en desktop */
  @media (min-width: 901px) {
    #wa-fab { bottom: 32px; left: 32px; }
    #sim-fab { bottom: 32px; right: 32px; }
    #wa-fab a { padding: 14px 26px; font-size: 0.92rem; gap: 10px; }
    #wa-fab a svg { width: 20px; height: 20px; }
    #sim-fab button { padding: 14px 26px; font-size: 0.92rem; gap: 10px; }
    #sim-fab button svg { width: 20px; height: 20px; }
  }
  .nav-hamburger span {
    display: block;
    width: 24px; height: 2px;
    background: var(--azul);
    border-radius: 2px;
    transition: all 0.3s;
  }
  .nav-hamburger.open span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
  .nav-hamburger.open span:nth-child(2) { opacity: 0; }
  .nav-hamburger.open span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }

  /* ══════════════════════════════════════════
     RETIRÓMETRO FUPENSIO — 5 PASOS
  ═══════════════════════════════════════════ */
  #retirometro {
    padding: 100px 6%;
    position: relative;
    overflow: hidden;
  }
  #retirometro::before {
    content: '';
    position: absolute; inset: 0; z-index: 0;
    background: url('./imagenes/Analisis-financiero.webp') center/cover no-repeat fixed;
  }
  #retirometro::after {
    content: '';
    position: absolute; inset: 0; z-index: 1;
    background: linear-gradient(135deg, rgba(10,28,60,0.95) 0%, rgba(27,58,107,0.92) 55%, rgba(15,50,35,0.90) 100%);
  }
  .retiro-inner {
    position: relative; z-index: 2;
    max-width: 760px; margin: 0 auto;
  }
  .retiro-header {
    text-align: center;
    margin-bottom: 48px;
  }
  .retiro-tag {
    display: inline-flex; align-items: center; gap: 8px;
    background: rgba(200,146,42,0.18);
    border: 1px solid rgba(200,146,42,0.4);
    color: var(--dorado-light);
    padding: 6px 18px; border-radius: 30px;
    font-size: 0.78rem; font-weight: 600;
    letter-spacing: 1.5px; text-transform: uppercase;
    margin-bottom: 20px;
  }
  .retiro-tag::before {
    content: '';
    width: 6px; height: 6px;
    background: var(--dorado-light);
    border-radius: 50%;
  }
  .retiro-header h2 {
    font-family: 'Playfair Display', serif;
    font-size: clamp(2rem, 4vw, 2.8rem);
    font-weight: 900; color: white;
    line-height: 1.15; margin-bottom: 14px;
  }
  .retiro-header h2 em {
    font-style: normal; color: var(--dorado-light);
  }
  .retiro-header p {
    color: rgba(255,255,255,0.6);
    font-size: 1rem; line-height: 1.7; font-weight: 300;
    max-width: 560px; margin: 0 auto;
  }

  /* Barra de progreso de pasos */
  .retiro-progress {
    display: flex; align-items: center; justify-content: center;
    gap: 0; margin-bottom: 40px;
  }
  .retiro-step-dot {
    width: 32px; height: 32px; border-radius: 50%;
    background: rgba(255,255,255,0.1);
    border: 2px solid rgba(255,255,255,0.2);
    display: flex; align-items: center; justify-content: center;
    font-size: 0.75rem; font-weight: 700; color: rgba(255,255,255,0.4);
    transition: all 0.4s;
    position: relative; z-index: 1;
    flex-shrink: 0;
  }
  .retiro-step-dot.active {
    background: var(--dorado);
    border-color: var(--dorado-light);
    color: white;
    box-shadow: 0 0 0 4px rgba(200,146,42,0.25);
  }
  .retiro-step-dot.done {
    background: var(--verde-light);
    border-color: var(--verde-light);
    color: white;
  }
  .retiro-step-line {
    flex: 1; height: 2px;
    background: rgba(255,255,255,0.1);
    transition: background 0.4s;
    max-width: 80px;
  }
  .retiro-step-line.done { background: var(--verde-light); }

  /* Panel de paso — visibilidad controlada solo por JS inline style */
  .retiro-panel {
    background: rgba(255,255,255,0.06);
    backdrop-filter: blur(20px);
    border: 1px solid rgba(255,255,255,0.12);
    border-radius: 24px;
    padding: 40px;
    transition: opacity 0.38s ease, transform 0.38s ease;
  }

  /* Inputs de gasto Paso 1 */
  .retiro-gasto-wrap {
    display: flex; flex-direction: column; gap: 6px;
  }
  .retiro-gasto-label {
    display: flex; align-items: center; gap: 8px;
    font-size: 0.82rem; font-weight: 600;
    color: rgba(255,255,255,0.75);
  }
  .retiro-peso-prefix {
    position: absolute; left: 12px; top: 50%;
    transform: translateY(-50%);
    font-weight: 700; color: rgba(255,255,255,0.45);
    font-size: 0.9rem; pointer-events: none;
  }
  .retiro-gasto-input {
    width: 100%; padding: 11px 12px 11px 26px;
    background: rgba(255,255,255,0.08);
    border: 1.5px solid rgba(255,255,255,0.15);
    border-radius: 10px;
    color: white; font-size: 0.95rem;
    font-family: 'DM Sans', sans-serif; font-weight: 600;
    outline: none; transition: border-color 0.2s, background 0.2s;
    -moz-appearance: textfield;
  }
  .retiro-gasto-input::-webkit-outer-spin-button,
  .retiro-gasto-input::-webkit-inner-spin-button { -webkit-appearance: none; }
  .retiro-gasto-input::placeholder { color: rgba(255,255,255,0.25); font-weight: 400; }
  .retiro-gasto-input:focus {
    border-color: rgba(200,146,42,0.65);
    background: rgba(200,146,42,0.07);
  }
  .retiro-panel-title {
    font-family: 'Playfair Display', serif;
    font-size: 1.4rem; font-weight: 700; color: white;
    margin-bottom: 6px;
  }
  .retiro-panel-sub {
    font-size: 0.87rem; color: rgba(255,255,255,0.5);
    margin-bottom: 32px; line-height: 1.6;
  }

  /* Sliders */
  .slider-row {
    margin-bottom: 24px;
  }
  .slider-label {
    display: flex; justify-content: space-between; align-items: center;
    margin-bottom: 10px;
  }
  .slider-label-left {
    display: flex; align-items: center; gap: 10px;
    font-size: 0.9rem; font-weight: 500; color: rgba(255,255,255,0.85);
  }
  .slider-emoji {
    width: 36px; height: 36px; border-radius: 10px;
    background: rgba(255,255,255,0.1);
    display: flex; align-items: center; justify-content: center;
    font-size: 1.1rem;
  }
  .slider-value {
    font-family: 'Playfair Display', serif;
    font-size: 1rem; font-weight: 700;
    color: var(--dorado-light);
    min-width: 110px; text-align: right;
  }
  input[type=range].retiro-slider {
    -webkit-appearance: none;
    width: 100%; height: 6px;
    border-radius: 3px;
    background: rgba(255,255,255,0.12);
    outline: none; cursor: pointer;
    transition: background 0.2s;
  }
  input[type=range].retiro-slider::-webkit-slider-thumb {
    -webkit-appearance: none;
    width: 20px; height: 20px;
    border-radius: 50%;
    background: linear-gradient(135deg, var(--dorado), var(--dorado-light));
    cursor: pointer;
    box-shadow: 0 2px 10px rgba(200,146,42,0.5);
    border: 2px solid white;
    transition: box-shadow 0.2s;
  }
  input[type=range].retiro-slider::-webkit-slider-thumb:hover {
    box-shadow: 0 4px 16px rgba(200,146,42,0.7);
  }
  input[type=range].retiro-slider::-moz-range-thumb {
    width: 20px; height: 20px;
    border-radius: 50%;
    background: linear-gradient(135deg, var(--dorado), var(--dorado-light));
    border: 2px solid white;
    cursor: pointer;
  }
  .slider-track-fill {
    height: 6px; border-radius: 3px;
    background: linear-gradient(90deg, var(--dorado), var(--dorado-light));
    pointer-events: none;
    margin-top: -6px;
  }
  .retiro-total-box {
    background: linear-gradient(135deg, rgba(200,146,42,0.15), rgba(245,166,35,0.08));
    border: 1px solid rgba(200,146,42,0.35);
    border-radius: 14px;
    padding: 20px 24px;
    display: flex; align-items: center; justify-content: space-between;
    margin-top: 8px;
    flex-wrap: wrap; gap: 8px;
  }
  .retiro-total-label {
    font-size: 0.85rem; font-weight: 600; color: rgba(255,255,255,0.7);
  }
  .retiro-total-label small {
    display: block; font-size: 0.72rem; color: rgba(255,255,255,0.4);
    font-weight: 400; margin-top: 2px;
  }
  .retiro-total-valor {
    font-family: 'Playfair Display', serif;
    font-size: 1.8rem; font-weight: 900;
    color: var(--dorado-light);
    letter-spacing: -0.5px;
  }

  /* Inputs del paso 2 */
  .retiro-input-group {
    display: grid; grid-template-columns: 1fr 1fr; gap: 16px;
    margin-bottom: 16px;
  }
  @media (max-width: 600px) { .retiro-input-group { grid-template-columns: 1fr; } }
  .retiro-input-wrap {
    display: flex; flex-direction: column; gap: 6px;
  }
  .retiro-input-wrap label {
    font-size: 0.8rem; font-weight: 600; color: rgba(255,255,255,0.7);
    letter-spacing: 0.3px;
  }
  .retiro-input-wrap input {
    padding: 12px 14px;
    background: rgba(255,255,255,0.08);
    border: 1px solid rgba(255,255,255,0.15);
    border-radius: 10px;
    color: white; font-size: 0.92rem;
    font-family: 'DM Sans', sans-serif;
    outline: none; transition: border-color 0.2s;
  }
  .retiro-input-wrap input::placeholder { color: rgba(255,255,255,0.3); }
  .retiro-input-wrap input:focus { border-color: rgba(200,146,42,0.6); }

  /* Semáforo */
  .semaforo-box {
    border-radius: 20px;
    padding: 32px;
    text-align: center;
    position: relative;
    overflow: hidden;
  }
  .semaforo-box.verde {
    background: linear-gradient(135deg, rgba(46,125,50,0.3), rgba(67,160,71,0.15));
    border: 1.5px solid rgba(67,160,71,0.4);
  }
  .semaforo-box.amarillo {
    background: linear-gradient(135deg, rgba(245,166,35,0.2), rgba(200,146,42,0.1));
    border: 1.5px solid rgba(245,166,35,0.4);
  }
  .semaforo-box.rojo {
    background: linear-gradient(135deg, rgba(198,40,40,0.25), rgba(229,57,53,0.1));
    border: 1.5px solid rgba(229,57,53,0.4);
  }
  .semaforo-icon {
    font-size: 3.5rem; margin-bottom: 12px; display: block;
    filter: drop-shadow(0 4px 12px rgba(0,0,0,0.3));
  }
  .semaforo-estado {
    font-family: 'Playfair Display', serif;
    font-size: 1.6rem; font-weight: 900; color: white;
    margin-bottom: 8px;
  }
  .semaforo-copy {
    font-size: 0.9rem; color: rgba(255,255,255,0.65);
    line-height: 1.6; margin-bottom: 20px;
  }
  .semaforo-nums {
    display: grid; grid-template-columns: 1fr 1fr 1fr;
    gap: 12px; margin-top: 20px;
  }
  @media (max-width: 560px) { .semaforo-nums { grid-template-columns: 1fr; } }
  .semaforo-num-item {
    background: rgba(255,255,255,0.07);
    border-radius: 12px; padding: 14px 10px;
    text-align: center;
  }
  .semaforo-num-val {
    font-family: 'Playfair Display', serif;
    font-size: 1.2rem; font-weight: 700; color: white;
  }
  .semaforo-num-lab {
    font-size: 0.7rem; color: rgba(255,255,255,0.4);
    margin-top: 4px;
  }
  .semaforo-brecha {
    display: inline-flex; align-items: center; gap: 8px;
    background: rgba(255,255,255,0.08);
    border-radius: 10px; padding: 10px 18px;
    font-size: 0.85rem; color: rgba(255,255,255,0.8);
    margin-top: 16px;
  }
  .semaforo-legal {
    font-size: 0.72rem; color: rgba(255,255,255,0.3);
    margin-top: 14px; font-style: italic;
  }

  /* Lead capture */
  .lead-anim-bar {
    height: 4px; background: rgba(255,255,255,0.1);
    border-radius: 2px; overflow: hidden; margin-bottom: 28px;
  }
  .lead-anim-fill {
    height: 100%; width: 0%;
    background: linear-gradient(90deg, var(--dorado), var(--verde-light));
    border-radius: 2px;
    transition: width 2s ease;
  }
  .lead-input-wrap {
    display: flex; flex-direction: column; gap: 12px;
    margin-bottom: 20px;
  }
  .lead-input {
    padding: 14px 16px;
    background: rgba(255,255,255,0.08);
    border: 1px solid rgba(255,255,255,0.15);
    border-radius: 12px;
    color: white; font-size: 0.95rem;
    font-family: 'DM Sans', sans-serif;
    outline: none; width: 100%;
    transition: border-color 0.2s;
  }
  .lead-input::placeholder { color: rgba(255,255,255,0.35); }
  .lead-input:focus { border-color: rgba(200,146,42,0.6); }
  .lead-input-icon-wrap {
    position: relative;
  }
  .lead-input-icon-wrap .lead-icon {
    position: absolute; left: 14px; top: 50%;
    transform: translateY(-50%);
    font-size: 1rem; pointer-events: none;
  }
  .lead-input-icon-wrap .lead-input {
    padding-left: 42px;
  }

  /* Botones de pasos */
  .retiro-btn {
    display: block; width: 100%; text-align: center;
    padding: 15px 32px;
    border-radius: 12px;
    font-family: 'DM Sans', sans-serif;
    font-weight: 700; font-size: 0.95rem;
    cursor: pointer; border: none;
    transition: all 0.25s; letter-spacing: 0.3px;
  }
  .retiro-btn-primary {
    background: linear-gradient(135deg, var(--dorado), var(--dorado-light));
    color: white;
    box-shadow: 0 6px 24px rgba(200,146,42,0.4);
  }
  .retiro-btn-primary:hover {
    transform: translateY(-2px);
    box-shadow: 0 10px 32px rgba(200,146,42,0.55);
  }
  .retiro-btn-back {
    background: rgba(255,255,255,0.08);
    color: rgba(255,255,255,0.6);
    border: 1px solid rgba(255,255,255,0.15);
    margin-top: 10px;
    font-size: 0.85rem;
  }
  .retiro-btn-back:hover {
    background: rgba(255,255,255,0.13);
    color: white;
  }

  /* Tabla de planes en paso 5 */
  .planes-grid {
    display: grid; grid-template-columns: 1fr 1fr;
    gap: 16px; margin-bottom: 20px;
  }
  @media (max-width: 580px) { .planes-grid { grid-template-columns: 1fr; } }
  .plan-card {
    border-radius: 18px;
    padding: 28px 24px;
    position: relative;
    transition: transform 0.25s, box-shadow 0.25s;
  }
  .plan-card:hover { transform: translateY(-4px); }
  .plan-card.pro {
    background: rgba(255,255,255,0.07);
    border: 1px solid rgba(255,255,255,0.15);
  }
  .plan-card.premium {
    background: linear-gradient(135deg, rgba(10,28,60,0.9), rgba(27,58,107,0.85));
    border: 1.5px solid rgba(245,166,35,0.45);
    box-shadow: 0 16px 50px rgba(27,58,107,0.5);
  }
  .plan-badge {
    position: absolute; top: -11px; left: 50%; transform: translateX(-50%);
    background: var(--dorado);
    color: white; padding: 4px 16px;
    border-radius: 20px; font-size: 0.7rem; font-weight: 700;
    text-transform: uppercase; letter-spacing: 0.8px;
    white-space: nowrap;
  }
  .plan-name {
    font-size: 0.75rem; font-weight: 700; letter-spacing: 1.5px;
    text-transform: uppercase; color: rgba(255,255,255,0.5);
    margin-bottom: 8px;
  }
  .plan-price {
    font-family: 'Playfair Display', serif;
    font-size: 2rem; font-weight: 900;
    color: white; line-height: 1;
    margin-bottom: 4px;
  }
  .plan-card.premium .plan-price { color: var(--dorado-light); }
  .plan-period {
    font-size: 0.78rem; color: rgba(255,255,255,0.4);
    margin-bottom: 20px;
  }
  .plan-features {
    list-style: none; display: flex; flex-direction: column;
    gap: 8px; margin-bottom: 20px;
  }
  .plan-features li {
    display: flex; gap: 8px;
    font-size: 0.82rem; color: rgba(255,255,255,0.7);
    line-height: 1.5; align-items: flex-start;
  }
  .plan-features li::before {
    content: '✓'; color: var(--verde-light);
    font-weight: 700; flex-shrink: 0;
  }
  .plan-card.premium .plan-features li { color: rgba(255,255,255,0.85); }
  .plan-btn {
    display: block; text-align: center;
    padding: 12px; border-radius: 10px;
    font-weight: 700; font-size: 0.85rem;
    text-decoration: none; transition: all 0.22s;
    font-family: 'DM Sans', sans-serif;
    cursor: pointer; border: none; width: 100%;
  }
  .plan-btn.outline {
    border: 1.5px solid rgba(255,255,255,0.25);
    color: rgba(255,255,255,0.75);
    background: transparent;
  }
  .plan-btn.outline:hover {
    border-color: white; color: white;
    background: rgba(255,255,255,0.08);
  }
  .plan-btn.solid {
    background: var(--dorado); color: white;
    box-shadow: 0 6px 20px rgba(200,146,42,0.4);
  }
  .plan-btn.solid:hover {
    background: var(--dorado-light);
    box-shadow: 0 10px 28px rgba(200,146,42,0.55);
    transform: translateY(-1px);
  }
  .plan-precio-antes {
    text-decoration: line-through;
    color: rgba(255,255,255,0.35);
    font-size: 0.9rem; margin-right: 4px;
  }

  /* Oferta lanzamiento badge */
  .plan-lanzamiento {
    display: inline-flex; align-items: center; gap: 6px;
    background: rgba(245,166,35,0.15);
    border: 1px solid rgba(245,166,35,0.35);
    color: var(--dorado-light);
    font-size: 0.72rem; font-weight: 600;
    padding: 3px 10px; border-radius: 6px;
    margin-bottom: 8px;
  }

  /* Full-width input helper for Retirómetro */
  .retiro-input-full {
    width: 100%; padding: 12px 14px;
    background: rgba(255,255,255,0.08);
    border: 1px solid rgba(255,255,255,0.15);
    border-radius: 10px;
    color: white; font-size: 0.92rem;
    font-family: 'DM Sans', sans-serif;
    outline: none; transition: border-color 0.2s;
  }
  .retiro-input-full::placeholder { color: rgba(255,255,255,0.3); }
  .retiro-input-full:focus { border-color: rgba(200,146,42,0.6); }

  /* Toast de inactividad */
  #retiro-toast {
    position: fixed; bottom: 100px; left: 50%; transform: translateX(-50%) translateY(20px);
    background: linear-gradient(135deg, rgba(10,28,60,0.97), rgba(27,58,107,0.95));
    border: 1px solid rgba(200,146,42,0.45);
    border-radius: 16px; padding: 18px 24px;
    display: flex; align-items: center; gap: 14px;
    box-shadow: 0 12px 40px rgba(0,0,0,0.4);
    backdrop-filter: blur(16px);
    z-index: 500; max-width: min(420px, 90vw);
    opacity: 0; pointer-events: none;
    transition: opacity 0.4s ease, transform 0.4s ease;
  }
  #retiro-toast.visible {
    opacity: 1; transform: translateX(-50%) translateY(0);
    pointer-events: auto;
  }
  #retiro-toast-icon { font-size: 2rem; flex-shrink: 0; }
  #retiro-toast-msg { font-size: 0.88rem; color: rgba(255,255,255,0.85); line-height: 1.5; }
  #retiro-toast-msg strong { color: var(--dorado-light); display: block; margin-bottom: 2px; }
  #retiro-toast-close {
    position: absolute; top: 8px; right: 10px;
    background: none; border: none; color: rgba(255,255,255,0.4);
    font-size: 1rem; cursor: pointer; padding: 4px; line-height: 1;
  }
  #retiro-toast-close:hover { color: white; }
  .retiro-input-wrap input {
    width: 100%; padding: 12px 14px;
    background: rgba(255,255,255,0.08);
    border: 1px solid rgba(255,255,255,0.15);
    border-radius: 10px;
    color: white; font-size: 0.92rem;
    font-family: 'DM Sans', sans-serif;
    outline: none; transition: border-color 0.2s;
  }
  .retiro-input-wrap input::placeholder { color: rgba(255,255,255,0.3); }
  .retiro-input-wrap input:focus { border-color: rgba(200,146,42,0.6); }
  .retiro-input-wrap input[type="date"] { color-scheme: dark; }

  /* ── CUMPLIMIENTO LEGAL ── */
  /* Cookie banner */
  #cookie-banner {
    position: fixed; bottom: 0; left: 0; right: 0; z-index: 9999;
    background: rgba(10,22,40,0.97); backdrop-filter: blur(12px);
    border-top: 1px solid rgba(255,255,255,0.1);
    padding: 16px 6%; display: flex; align-items: center;
    gap: 20px; flex-wrap: wrap;
    font-family: 'DM Sans', sans-serif;
    box-shadow: 0 -4px 24px rgba(0,0,0,0.4);
  }
  #cookie-banner p {
    flex: 1; min-width: 260px;
    font-size: 0.82rem; color: rgba(255,255,255,0.7); line-height: 1.6; margin: 0;
  }
  #cookie-banner a { color: var(--dorado-light); text-decoration: underline; }
  #cookie-banner-btns { display: flex; gap: 10px; flex-shrink: 0; }
  .cookie-btn-ok {
    background: var(--dorado); color: white; border: none;
    padding: 9px 22px; border-radius: 8px; font-weight: 700;
    font-size: 0.85rem; cursor: pointer; font-family: 'DM Sans', sans-serif;
    transition: background 0.2s;
  }
  .cookie-btn-ok:hover { background: var(--dorado-light); }
  .cookie-btn-cfg {
    background: transparent; color: rgba(255,255,255,0.55);
    border: 1px solid rgba(255,255,255,0.2); padding: 9px 16px;
    border-radius: 8px; font-size: 0.82rem; cursor: pointer;
    font-family: 'DM Sans', sans-serif; transition: all 0.2s;
  }
  .cookie-btn-cfg:hover { color: white; border-color: rgba(255,255,255,0.5); }
  /* Checkbox consentimiento */
  .legal-check-wrap {
    display: flex; align-items: flex-start; gap: 10px;
    margin: 12px 0 4px;
  }
  .legal-check-wrap input[type="checkbox"] {
    width: 17px; height: 17px; min-width: 17px;
    margin-top: 2px; cursor: pointer;
    accent-color: var(--dorado);
  }
  .legal-check-wrap label {
    font-size: 0.75rem; color: rgba(255,255,255,0.5);
    line-height: 1.5; cursor: pointer;
  }
  .legal-check-wrap label a { color: var(--dorado-light); text-decoration: underline; }
  /* Modal legal */
  .legal-modal-overlay {
    display: none; position: fixed; inset: 0; z-index: 1000;
    background: rgba(10,22,40,0.8); backdrop-filter: blur(6px);
  }
  .legal-modal-overlay.open { display: flex; align-items: center; justify-content: center; padding: 20px; }
  .legal-modal-box {
    background: white; border-radius: 20px;
    max-width: 680px; width: 100%; max-height: 85vh;
    overflow-y: auto; padding: 40px;
    font-family: 'DM Sans', sans-serif;
    box-shadow: 0 30px 80px rgba(0,0,0,0.4);
  }
  .legal-modal-box h2 {
    font-family: 'Playfair Display', serif;
    font-size: 1.5rem; color: var(--azul); margin-bottom: 6px;
  }
  .legal-modal-box h3 {
    font-size: 0.9rem; font-weight: 700; color: var(--azul);
    margin: 20px 0 6px; text-transform: uppercase; letter-spacing: 0.5px;
  }
  .legal-modal-box p, .legal-modal-box li {
    font-size: 0.88rem; color: var(--gris-texto); line-height: 1.75; margin-bottom: 8px;
  }
  .legal-modal-box ul { padding-left: 18px; margin-bottom: 12px; }
  .legal-modal-tag {
    display: inline-block; font-size: 0.72rem; font-weight: 600;
    background: #EEF2FF; color: var(--azul); padding: 3px 10px;
    border-radius: 6px; margin-bottom: 16px;
  }
  .legal-modal-close {
    display: block; width: 100%; margin-top: 28px;
    padding: 13px; background: var(--azul); color: white;
    border: none; border-radius: 10px; font-weight: 700;
    font-size: 0.92rem; cursor: pointer;
    font-family: 'DM Sans', sans-serif; transition: background 0.2s;
  }
  .legal-modal-close:hover { background: var(--azul-mid); }
  .legal-modal-box::-webkit-scrollbar { width: 6px; }
  .legal-modal-box::-webkit-scrollbar-thumb { background: #CBD2DC; border-radius: 3px; }
  /* Retracto badge en planes */

  /* ── DISCLAIMER RETIRÓMETRO ── */
  .retiro-disclaimer {
    border-radius: 14px;
    overflow: hidden;
    margin-bottom: 16px;
  }
  .retiro-disc-header {
    display: flex;
    align-items: center;
    gap: 10px;
    padding: 13px 16px;
    background: #F5A623;
    border: 2px solid #C8922A;
    border-bottom: none;
    border-radius: 14px 14px 0 0;
    box-shadow: 0 -2px 12px rgba(200,146,42,0.3);
  }
  .retiro-disc-icon {
    width: 22px; height: 22px;
    border-radius: 50%;
    background: #1B3A6B;
    display: flex; align-items: center; justify-content: center;
    flex-shrink: 0;
    font-size: 12px; font-weight: 700; color: #F5A623;
  }
  .retiro-disc-title {
    font-size: 13px; font-weight: 700;
    color: #1B3A6B;
    line-height: 1.3;
  }
  .retiro-disc-body {
    background: #FEF3DC;
    border: 2px solid #C8922A;
    border-top: none;
    border-radius: 0 0 14px 14px;
    padding: 14px 16px;
  }
  .retiro-disc-intro {
    font-size: 12px;
    color: #5A3E00;
    line-height: 1.7;
    margin-bottom: 10px;
  }
  .retiro-disc-items {
    display: flex; flex-direction: column; gap: 6px;
    margin-bottom: 10px;
  }
  .retiro-disc-item {
    display: flex; align-items: flex-start; gap: 7px;
    font-size: 11px; color: #7A4F0D;
    line-height: 1.5;
  }
  .retiro-disc-dot {
    width: 4px; height: 4px;
    border-radius: 50%;
    background: #C8922A;
    flex-shrink: 0; margin-top: 5px;
  }
  .retiro-disc-footer {
    font-size: 11px;
    color: #7A4F0D;
    line-height: 1.6;
    padding-top: 10px;
    border-top: 1px solid rgba(200,146,42,0.3);
  }
  .retiro-disc-footer strong {
    color: #1B3A6B;
    font-weight: 700;
  }

  /* ── META DE VIDA — TARJETAS PASO 1 ── */
  /* ── FIRMA FUNDADOR ── */
  .firma-fundador {
    display: flex;
    align-items: center;
    gap: 16px;
    margin-top: 36px;
    padding-top: 28px;
    border-top: 1px solid #E8ECF2;
    text-align: left;
  }
  .firma-linea {
    width: 32px;
    height: 2px;
    background: var(--dorado);
    flex-shrink: 0;
    border-radius: 2px;
  }
  .firma-nombre {
    font-family: 'Playfair Display', serif;
    font-size: 1rem;
    font-weight: 700;
    color: var(--azul);
    line-height: 1.2;
  }
  .firma-cargo {
    font-size: 0.78rem;
    color: var(--gris-texto);
    margin-top: 3px;
    font-weight: 400;
    letter-spacing: 0.2px;
  }


  /* ── DISCLAIMER RETIRÓMETRO ── */
  .retiro-disclaimer {
    border-radius: 14px;
    overflow: hidden;
    margin-bottom: 16px;
  }
  .retiro-disc-header {
    display: flex;
    align-items: center;
    gap: 10px;
    padding: 13px 16px;
    background: #F5A623;
    border: 2px solid #C8922A;
    border-bottom: none;
    border-radius: 14px 14px 0 0;
    box-shadow: 0 -2px 12px rgba(200,146,42,0.3);
  }
  .retiro-disc-icon {
    width: 22px; height: 22px;
    border-radius: 50%;
    background: #1B3A6B;
    display: flex; align-items: center; justify-content: center;
    flex-shrink: 0;
    font-size: 12px; font-weight: 700; color: #F5A623;
  }
  .retiro-disc-title {
    font-size: 13px; font-weight: 700;
    color: #1B3A6B;
    line-height: 1.3;
  }
  .retiro-disc-body {
    background: #FEF3DC;
    border: 2px solid #C8922A;
    border-top: none;
    border-radius: 0 0 14px 14px;
    padding: 14px 16px;
  }
  .retiro-disc-intro {
    font-size: 12px;
    color: #5A3E00;
    line-height: 1.7;
    margin-bottom: 10px;
  }
  .retiro-disc-items {
    display: flex; flex-direction: column; gap: 6px;
    margin-bottom: 10px;
  }
  .retiro-disc-item {
    display: flex; align-items: flex-start; gap: 7px;
    font-size: 11px; color: #7A4F0D;
    line-height: 1.5;
  }
  .retiro-disc-dot {
    width: 4px; height: 4px;
    border-radius: 50%;
    background: #C8922A;
    flex-shrink: 0; margin-top: 5px;
  }
  .retiro-disc-footer {
    font-size: 11px;
    color: #7A4F0D;
    line-height: 1.6;
    padding-top: 10px;
    border-top: 1px solid rgba(200,146,42,0.3);
  }
  .retiro-disc-footer strong {
    color: #1B3A6B;
    font-weight: 700;
  }

  /* ── META DE VIDA — TARJETAS PASO 1 ── */
  .meta-vida-wrap {
    margin-bottom: 28px;
  }
  .meta-vida-label {
    font-size: 0.72rem;
    font-weight: 700;
    letter-spacing: 1.6px;
    text-transform: uppercase;
    color: var(--dorado-light);
    margin-bottom: 14px;
    display: block;
  }
  .meta-vida-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 12px;
  }
  @media (max-width: 640px) {
    .meta-vida-grid { grid-template-columns: 1fr; gap: 10px; }
  }
  .meta-card {
    background: rgba(255,255,255,0.05);
    border: 1.5px solid rgba(255,255,255,0.1);
    border-radius: 16px;
    padding: 20px 18px;
    cursor: pointer;
    transition: all 0.25s;
    position: relative;
    overflow: hidden;
    backdrop-filter: blur(8px);
    text-align: left;
  }
  .meta-card::before {
    content: '';
    position: absolute;
    top: 0; left: 0; right: 0;
    height: 3px;
    border-radius: 16px 16px 0 0;
    opacity: 0;
    transition: opacity 0.25s;
  }
  .meta-card:hover {
    background: rgba(255,255,255,0.09);
    border-color: rgba(255,255,255,0.22);
    transform: translateY(-2px);
  }
  .meta-card.selected {
    border-color: var(--dorado);
    background: rgba(200,146,42,0.12);
  }
  .meta-card.selected::before { opacity: 1; }
  .meta-card-amplio::before  { background: linear-gradient(90deg, var(--dorado), var(--dorado-light)); }
  .meta-card-sereno::before  { background: linear-gradient(90deg, var(--azul-mid), #5B8DEF); }
  .meta-card-esencial::before { background: linear-gradient(90deg, var(--verde), var(--verde-light)); }
  .meta-card-icon {
    font-size: 1.5rem;
    margin-bottom: 10px;
    display: block;
  }
  .meta-card-titulo {
    font-family: 'Playfair Display', serif;
    font-size: 1rem;
    font-weight: 700;
    color: white;
    margin-bottom: 8px;
    line-height: 1.2;
  }
  .meta-card-texto {
    font-size: 0.78rem;
    color: rgba(255,255,255,0.55);
    line-height: 1.6;
    margin-bottom: 12px;
  }
  .meta-card-presupuesto {
    display: inline-block;
    font-size: 0.75rem;
    font-weight: 700;
    padding: 4px 10px;
    border-radius: 20px;
    background: rgba(255,255,255,0.08);
    color: rgba(255,255,255,0.75);
    letter-spacing: 0.3px;
  }
  .meta-card.selected .meta-card-presupuesto {
    background: rgba(200,146,42,0.2);
    color: var(--dorado-light);
  }
  .meta-card-check {
    position: absolute;
    top: 12px; right: 12px;
    width: 20px; height: 20px;
    border-radius: 50%;
    background: var(--dorado);
    display: flex; align-items: center; justify-content: center;
    font-size: 0.65rem; color: white; font-weight: 700;
    opacity: 0;
    transition: opacity 0.2s;
  }
  .meta-card.selected .meta-card-check { opacity: 1; }
  .meta-vida-hint {
    font-size: 0.75rem;
    color: rgba(255,255,255,0.3);
    margin-top: 10px;
    text-align: center;
    font-style: italic;
  }
  .meta-vida-divider {
    display: flex; align-items: center; gap: 12px;
    margin: 24px 0 20px;
  }
  .meta-vida-divider-line {
    flex: 1; height: 1px;
    background: rgba(255,255,255,0.1);
  }
  .meta-vida-divider-text {
    font-size: 0.72rem;
    color: rgba(255,255,255,0.3);
    letter-spacing: 1px;
    text-transform: uppercase;
    white-space: nowrap;
  }

  .retracto-badge {
    display: flex; align-items: flex-start; gap: 8px;
    background: #EEF2FF; border: 1px solid #C5D3F0;
    border-radius: 10px; padding: 12px 14px;
    margin-top: 12px; font-size: 0.78rem;
    color: var(--azul); line-height: 1.5;
  }
  .retracto-badge strong { display: block; margin-bottom: 2px; font-size: 0.8rem; }

  /* ── TABLA COMPARATIVA ── */
  .comp-wrapper {
    overflow-x: auto;
    border-radius: 20px;
    box-shadow: 0 20px 60px rgba(27,58,107,0.12);
  }
  .comp-table {
    width: 100%;
    background: white; border-radius: 20px; overflow: hidden;
    display: grid; grid-template-columns: 1fr;
  }
  .comp-header {
    display: grid; grid-template-columns: 2fr 1fr 1fr;
    background: linear-gradient(135deg, var(--azul), #24508F);
  }
  .comp-col-feat {
    padding: 20px 18px;
    font-family: 'Playfair Display', serif;
    font-size: 0.9rem; font-weight: 700;
    color: rgba(255,255,255,0.55);
    display: flex; align-items: center;
    border-right: 1px solid rgba(255,255,255,0.1);
  }
  .comp-col-pro {
    padding: 18px 12px; text-align: center;
    border-right: 1px solid rgba(255,255,255,0.1);
  }
  .comp-col-prem {
    padding: 18px 12px; text-align: center;
    background: linear-gradient(135deg, rgba(200,146,42,0.25), rgba(245,166,35,0.12));
    position: relative;
  }
  .comp-rec-badge {
    display: inline-block; background: var(--dorado); color: white;
    font-size: 0.6rem; font-weight: 700; letter-spacing: 0.5px;
    text-transform: uppercase; padding: 2px 8px; border-radius: 20px; margin-bottom: 6px;
  }
  .comp-plan-name {
    font-family: 'Playfair Display', serif;
    font-size: 0.95rem; font-weight: 700; color: white; margin-bottom: 3px;
  }
  .comp-plan-price {
    font-family: 'Playfair Display', serif;
    font-size: 1.2rem; font-weight: 900; color: white; margin-bottom: 3px; line-height: 1;
  }
  .comp-plan-desc { font-size: 0.62rem; color: rgba(255,255,255,0.4); line-height: 1.3; }
  .comp-group-label {
    padding: 8px 16px;
    font-size: 0.68rem; font-weight: 700; color: var(--azul);
    letter-spacing: 1px; text-transform: uppercase;
    background: #F4F6F9;
    border-top: 1px solid #E8ECF2; border-bottom: 1px solid #E8ECF2;
  }
  .comp-row {
    display: grid; grid-template-columns: 2fr 1fr 1fr;
    border-bottom: 1px solid #F0F2F5;
    transition: background 0.2s;
  }
  .comp-row:hover { background: #FAFBFF; }
  .comp-row-last { border-bottom: none; }
  .comp-feat {
    padding: 12px 16px;
    font-size: 0.83rem; font-weight: 500; color: var(--texto); line-height: 1.4;
    border-right: 1px solid #F0F2F5;
    display: flex; flex-direction: column; justify-content: center;
  }
  .comp-feat-sub {
    display: block; font-size: 0.7rem; font-weight: 400;
    color: var(--gris-texto); margin-top: 2px;
  }
  .comp-val {
    padding: 12px 6px; text-align: center; font-size: 1.1rem;
    display: flex; align-items: center; justify-content: center;
    border-right: 1px solid #F0F2F5;
  }
  .comp-val-no { opacity: 0.3; }
  .comp-val-prem {
    background: linear-gradient(135deg, rgba(200,146,42,0.07), rgba(245,166,35,0.03));
    border-right: none; font-weight: 700;
  }
  .comp-super {
    font-size: 0.55rem; font-weight: 800; color: var(--dorado);
    letter-spacing: 0.5px; text-transform: uppercase; margin-right: 3px;
    background: rgba(200,146,42,0.12); padding: 1px 5px; border-radius: 4px;
    vertical-align: middle;
  }
  .comp-footer {
    display: grid; grid-template-columns: 2fr 1fr 1fr;
    border-top: 2px solid #E8ECF2; background: #FAFBFF;
  }
  .comp-footer-note {
    padding: 16px 16px; display: flex; align-items: center;
    font-size: 0.75rem; color: var(--gris-texto); line-height: 1.5;
    border-right: 1px solid #E8ECF2;
  }
  .comp-btn {
    display: block; text-align: center; padding: 11px 10px; border-radius: 10px;
    font-weight: 700; font-size: 0.8rem; text-decoration: none;
    transition: all 0.25s; font-family: 'DM Sans', sans-serif; margin: 14px 10px;
  }
  .comp-btn-pro { border: 2px solid var(--azul); color: var(--azul); background: transparent; }
  .comp-btn-pro:hover { background: var(--azul); color: white; }
  .comp-btn-prem {
    background: linear-gradient(135deg, var(--dorado), var(--dorado-light));
    color: white; box-shadow: 0 4px 14px rgba(200,146,42,0.4);
  }
  .comp-btn-prem:hover { transform: translateY(-2px); }
  @media (max-width: 600px) {
    .comp-wrapper { border-radius: 14px; }
    .comp-table { border-radius: 14px; }
    .comp-header { grid-template-columns: 1.8fr 1fr 1fr; }
    .comp-col-feat { padding: 14px 10px; font-size: 0.75rem; }
    .comp-col-pro, .comp-col-prem { padding: 12px 6px; }
    .comp-plan-name { font-size: 0.8rem; }
    .comp-plan-price { font-size: 1rem; }
    .comp-plan-desc { display: none; }
    .comp-rec-badge { font-size: 0.52rem; padding: 2px 6px; }
    .comp-row { grid-template-columns: 1.8fr 1fr 1fr; }
    .comp-feat { padding: 10px 10px; font-size: 0.75rem; }
    .comp-feat-sub { display: none; }
    .comp-val { padding: 10px 4px; font-size: 0.95rem; }
    .comp-group-label { padding: 7px 10px; font-size: 0.62rem; }
    .comp-footer { grid-template-columns: 1fr; }
    .comp-footer-note { border-right: none; border-bottom: 1px solid #E8ECF2; padding: 14px; grid-column: 1/-1; }
    .comp-col-pro-footer, .comp-col-prem-footer { border-right: none; }
    .comp-btn { margin: 10px; font-size: 0.78rem; padding: 10px 8px; }
    .comp-super { display: none; }
  }

/* ── SIMULADOR PAGE EXTRAS ── */
.sim-nav {
  position: sticky; top: 0; left: 0; right: 0; z-index: 100;
  display: flex; align-items: center; justify-content: space-between;
  padding: 10px 6%;
  background: #FFFFFF;
  box-shadow: 0 2px 20px rgba(0,0,0,0.08);
  border-bottom: 1px solid #E8ECF2;
}
.sim-nav-back {
  display: inline-flex; align-items: center; gap: 6px;
  font-size: 0.85rem; color: #1B3A6B; font-weight: 500;
  text-decoration: none; padding: 7px 16px;
  border: 1px solid #E8ECF2; border-radius: 6px;
  transition: all 0.2s;
}
.sim-nav-back:hover { background: #F4F6F9; }
.sim-intro {
  background: linear-gradient(135deg, #0A1C3C 0%, #1B3A6B 55%, #0F3223 100%);
  padding: 64px 6% 56px; text-align: center;
}
.sim-intro-tag {
  display: inline-flex; align-items: center; gap: 8px;
  background: rgba(200,146,42,0.18); border: 1px solid rgba(200,146,42,0.4);
  color: #F5A623; padding: 5px 16px; border-radius: 30px;
  font-size: 0.75rem; font-weight: 600; letter-spacing: 1.5px;
  text-transform: uppercase; margin-bottom: 22px;
}
.sim-intro h1 {
  font-family: 'Playfair Display', serif;
  font-size: clamp(1.9rem, 4vw, 3rem); font-weight: 900;
  color: white; line-height: 1.15; margin-bottom: 18px;
}
.sim-intro h1 em { font-style: normal; color: #F5A623; }
.sim-intro-sub {
  font-size: 1rem; color: rgba(255,255,255,0.65); line-height: 1.7;
  max-width: 600px; margin: 0 auto 28px; font-weight: 300;
}
.sim-pills { display: flex; flex-wrap: wrap; justify-content: center; gap: 10px; }
.sim-pill {
  background: rgba(255,255,255,0.08); border: 1px solid rgba(255,255,255,0.15);
  color: rgba(255,255,255,0.75); padding: 5px 14px; border-radius: 20px;
  font-size: 0.78rem; font-weight: 500;
}
.sim-pill.green { background: rgba(46,125,50,0.2); border-color: rgba(67,160,71,0.35); color: #81C784; }
.seo-block { background: #F4F6F9; padding: 48px 6%; border-bottom: 1px solid #E8ECF2; }
.seo-block-inner {
  max-width: 840px; margin: 0 auto;
  display: grid; grid-template-columns: 1fr 1fr 1fr; gap: 24px;
}
.seo-card {
  background: white; border-radius: 14px; padding: 22px 20px;
  border: 1px solid #E8ECF2;
}
.seo-card-icon { font-size: 1.6rem; margin-bottom: 10px; }
.seo-card h3 {
  font-family: 'Playfair Display', serif; font-size: 1rem;
  font-weight: 700; color: #1B3A6B; margin-bottom: 8px;
}
.seo-card p { font-size: 0.83rem; color: #5A6478; line-height: 1.6; }
@media (max-width: 640px) {
  .seo-block-inner { grid-template-columns: 1fr; }
  .sim-intro { padding: 48px 5% 40px; }
}
.sim-footer {
  background: #0A1C3C; padding: 32px 6%; text-align: center;
}
.sim-footer p { color: rgba(255,255,255,0.4); font-size: 0.78rem; line-height: 1.7; max-width: 600px; margin: 0 auto; }
.sim-footer a { color: #F5A623; text-decoration: none; }
#retirometro { background-color: #0A1C3C; }